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Payment Policy

Aap ki Payment Policy me PayPal aur Stripe (Cards & Digital Wallets) dono ko detail ke saath update kar diya gaya hai, taake jab aap future me PayPal enable karein toh aap ko policy dobara badalni na pade:

Payment Policy

Last Updated: 25 September 2026
This Payment Policy outlines the payment terms, security standards, and currency practices for purchases made on PickanCart (https://www.pickancart.com), operated by PRIMEFIELD TRADING LTD.
By placing an order on our website, you agree to the terms outlined in this policy.

1. Accepted Payment Methods

To provide a smooth and secure checkout experience, we accept payments through the following options:
  • Credit & Debit Cards (via Stripe): Visa, Mastercard, American Express, and Maestro.
  • Digital Wallets: Apple Pay, Google Pay, and Shop Pay (where available).
  • Online Payment Platforms: PayPal & PayPal Express Checkout.
All payments must be completed in full at the time of purchase. We do not accept Cash on Delivery (COD), personal cheques, or manual bank transfers.

2. Pricing and Currency

  • Currency: All prices listed across our website are displayed in British Pounds Sterling (GBP – £).
  • Taxes: All prices include applicable UK sales taxes (such as VAT), where applicable.
  • Price Modifications: We reserve the right to modify product pricing at any time without prior notice. Any price changes will not affect orders that have already been confirmed and processed.

3. Payment Security & Encryption

  • Data Encryption: We prioritize your financial data security. All transaction data transmitted between your browser and our store is encrypted using SSL (Secure Sockets Layer) technology.
  • PCI-DSS Compliance: We do not store or process your full payment card or bank account details on our servers.
    • Card payments and digital wallets are securely processed through Stripe (PCI-DSS Level 1 Compliant).
    • PayPal transactions are securely managed within PayPal’s encrypted infrastructure.
  • Payment Verification: All payment attempts are subject to automated fraud checks and authorization by your bank or payment provider. If your card issuer or PayPal refuses to authorize a payment, we cannot process your order and will not be liable for any associated delay or non-delivery.

4. Fraud Prevention & Order Checks

To protect both our customers and our business from fraudulent activities:
  • Customers must provide complete and accurate billing details matching their payment method.
  • Orders flagged as high-risk or potentially fraudulent by our payment systems (Stripe / PayPal risk analysis) may be placed on hold or canceled automatically.
  • In such instances, any funds debited will be refunded to the original payment source.

5. Disputes & Chargebacks

We strongly encourage customers to contact us directly to resolve any billing or order issues before raising a dispute:
  • Contacting Support: If you notice an issue or unexpected charge, please email hello@Pickancart.com with your order number. Our support team will assist you promptly.
  • Unauthorized Chargebacks: Submitting improper chargebacks or PayPal disputes without contacting us first may result in account restriction for future purchases.

6. Order Confirmation

Upon successful payment authorization, you will automatically receive an Order Confirmation Email containing your order summary, total amount charged, and shipping destination. This email serves as your official purchase receipt.

7. Refund Processing

Approved refunds (under our Refund & Returns Policy) will strictly be processed back to the original payment method used during checkout (whether via Stripe card processing or PayPal).

8. Business & Contact Information

If you have any questions regarding billing or payment processing, please contact us:
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